Written answers
Tuesday, 25 June 2019
Department of Housing, Planning, and Local Government
Home Loan Scheme
Michael McGrath (Cork South Central, Fianna Fail)
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769. To ask the Minister for Housing, Planning, and Local Government the way in which income from an invalidity pension is regarded in the context of the underwriting decisions in the Rebuilding Ireland home loan scheme; and if he will make a statement on the matter. [26811/19]
Eoghan Murphy (Dublin Bay South, Fine Gael)
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The Rebuilding Ireland Home Loan is not, as a general rule, available to those in receipt of unemployment or other social welfare benefits. However, where there is a primary income of a waged or salaried nature, long-term State benefit payments may be considered. State benefit payments allowable are:
- State Pension (Contributory);
- State pension (Non-Contributory);
- Widow’s / Widower’s Pension;
- Blind Pension;
- Invalidity Pension; and
- Disability Allowance.
The long-term nature of the payment must be confirmed by the Department of Employment Affairs and Social Protection. All applications are dealt with on a case-by-case basis and are referred to the relevant local authority's Credit Committee for a final decision.
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