Noel Rock (Dublin North West, Fine Gael)
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109. To ask the Minister for Finance further to Parliamentary Question No. 82 of 15 November 2012, the number of cases of bankruptcy summonses and court proceedings by a bank (details supplied) since November 2012; and if he will make a statement on the matter. [14769/19]

Paschal Donohoe (Dublin Central, Fine Gael)
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I wish to advise the Deputy that my Department does not hold the information that is being sought. Officials from my Department contacted AIB and it provided the following response:

"AIB prioritises reaching consensual arrangements with its customers in difficulty and only resorts to court proceedings where this is not possible. In cases where customers do not meaningfully engage or do not engage at all with the bank or reject the offer of a sustainable restructuring solution, AIB will pursue enforcement through the court process."

"It is important to note that the initiation of legal proceedings does not necessarily result in repossession. As soon as a customer in difficulty engages and enters into a restructured payment arrangement, the bank will pause the legal process. AIB offers the largest suite of solutions and operates multiple engagement channels that facilitate the maximum possible levels of engagement with customers in difficulty."

"The Bank does not specifically record the information as sought however can advise that the Bank has had rarely commenced Bankruptcy summonses in the past 6-years. In respect of the court proceedings we have detailed below the number of PDH proceedings either completed in the 12-month period to or in course at the 31.12.2018."

(PDH) Voluntary & Legal & Surrender; Legal Proceedings December 2018