Written answers

Tuesday, 29 May 2018

Department of Finance

Property Ownership

Photo of Michael McGrathMichael McGrath (Cork South Central, Fianna Fail)
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175. To ask the Minister for Finance if there is an industry standard procedure for persons to retrieve the deeds of their property from their bank in circumstances in which the property is now mortgage free; and if he will make a statement on the matter. [23250/18]

Photo of Paschal DonohoePaschal Donohoe (Dublin Central, Fine Gael)
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I am informed by the Central Bank that it is not aware of any particular industry standard governing the holding or retrieving of title deeds in respect of unencumbered property and such a matter is not covered by the Central Bank codes or other financial services regulatory framework. Matters relating to the framework for the registration and demonstration of ownership and title in property (and any charges attached to a property) more generally are a matter for the Department of Justice and Equality.

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