Michael McGrath (Cork South Central, Fianna Fail)
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97. To ask the Minister for Finance the number of unregulated loan owners in the Irish mortgage market for PDHs and BTLs; and if he will make a statement on the matter. [53756/17]

Paschal Donohoe (Dublin Central, Fine Gael)
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I am informed by the Central Bank that under the category of Non-Bank Entities unregulated loan owners, there are 11,894 mortgage accounts outstanding for PDH with a balance of €2.2bn.

For BTLs, there are 5,729 mortgage accounts outstanding with a balance of €1.58bn.

The link to The Statistical Release for Residential Mortgage Arrears and Repossessions Statistics: Q2 2017 is below

Non-bank entities comprise regulated retail credit firms and unregulated loan owners. Unregulated loans owners include owners of mortgages not regulated by the Central Bank of Ireland, that have purchased mortgage loans secured on Irish residential properties.

The mortgage arrears figures published relate to data reported to the Central Bank of Ireland by all mortgage lenders authorised by the Central Bank. This includes credit institutions (banks) and retail credit firms. In addition, a number of other entities that have purchased loans secured on Irish residential properties from banks also report to the Bank.

Data reported by mortgage lenders listed on the register of credit institutions () are classified as banks in our release.

Data reported by mortgage lenders  included in  the register of retail credit firms () are classified in the non-bank category. All other reporting entities are also classified as non-banks.