Bernard Durkan (Kildare North, Fine Gael)
Link to this: Individually | In context | Oireachtas source

489. To ask the Minister for Employment Affairs and Social Protection the level of pension a person (details supplied) now qualifies for based on their number of contributions; and if she will make a statement on the matter. [50782/17]

Regina Doherty (Meath East, Fine Gael)
Link to this: Individually | In context | Oireachtas source

Entitlement to state pension (contributory) is assessed on the basis of an applicant’s full social insurance record and the eligibility conditions applicable on the date the applicant reaches pension age. It is therefore not possible to predict an individual’s state pension (contributory) entitlement. Eligibility is examined by a Deciding Officer following receipt of a completed application. According to the records of the Department, the person concerned will not reach pension age until 19 December 2018. The person should submit an application for pension at least 3 months in advance of that date.

A person who ceases insurable employment before reaching state pension age should, where possible, maintain their insurance record. Where an individual wishes to consider payment of voluntary contributions, in order to maintain their paid contributions insurance record, they should contact the Department’s Voluntary Contributions Section, Cork Road, Waterford.

It is also open to any individual approaching pension age to apply for state pension (non-contributory). This is a means tested payment and not reliant on a social insurance contribution record. On receipt of a completed state pension (non-contributory) application, the person’s entitlement will be assessed and they will be notified of the outcome. Where an individual qualifies for both pensions, the more financially beneficial rate will be paid.

I hope this clarifies the matter for the Deputy.