Michael McGrath (Cork South Central, Fianna Fail)
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228. To ask the Minister for Finance the estimated or actual existing principal dwelling home mortgages by fixed rate, tracker rate and variable, managed variable or loan to value variable rate; and if he will make a statement on the matter. [46424/17]

Paschal Donohoe (Dublin Central, Fine Gael)
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The Central Bank has advised that Table A.18.1from “Private Household Credit and Deposits” statistical series presents loans advanced to Irish resident private households for the purpose of house purchase by within-the-State offices of credit institutions. These loans are further disaggregated by the type of interest rate fixation and primary use of the property for which the loan was drawn-down. Table A.18.2presents the outstanding amount of loans advanced to Irish resident private households for the purpose of house purchase by within-the-State offices of credit institutions that have been de-recognised from the balance sheet as loans through securitisation or other transfers but continue to be serviced by the originating credit institution. These loans are further disaggregated by the type of interest rate fixation and primary use of the property for which the loan was drawn-down.

Based on the latest quarterly release: , it can be seen that as at June 2017 for principal dwellings;

- SVR (including up to 1 year fixed) represented €36.510 billion or 42.70 per cent of outstanding values

- Tracker represented €36.71 billion or 42.93 per cent of outstanding values

- Fixed rates of over 1 year maturity represented €12.283 billion or 14.37 per cent of outstanding values.

For Buy-to-letpurposes:

- SVR (including up to 1 year fixed) represented €5.665 billion or 30.59 per cent of outstanding values

- Tracker represented €12.63 billion or 68.20 per cent of outstanding values

- Fixed rates of over 1 year maturity represented €0.224 billion or 1.21 per cent of outstanding values.

For Holiday homes/second homes:

- SVR (including up to 1 year fixed) represented €0.273 billion or 33.41 per cent of outstanding values

- Tracker represented €0.509 billion or 62.30 per cent of outstanding values

- Fixed rates of over 1 year maturity represented €0.035 billion or 4.28 per cent of outstanding values.