Clare Daly (Dublin Fingal, Independent)
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177. To ask the Minister for Finance the reason the Government cannot initiate a criminal investigation into the tracker mortgage scandal; and if he will make a statement on the matter. [46605/17]

Paschal Donohoe (Dublin Central, Fine Gael)
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It should be noted that the Central Bank is responsible for the supervision of regulated financial service providers.  In this context the Central Bank maintains contact with other statutory bodies as appropriate and in its recent update on the tracker mortgage examination the Central Bank indicated that, since the previous March update report, it had met with the Competition and Consumer Protection Commission and An Garda Síochána.  The Central Bank has also indicated that it will rigorously pursue its enforcement investigations in relation to the tracker mortgage issue.  However, it should be noted that any matter relating to the initiation of a criminal investigation or prosecution would be a matter for the independent criminal investigation and prosecution authorities and the Government would not have any role in such matters.