Pearse Doherty (Donegal, Sinn Fein)
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70. To ask the Minister for Finance the way in which the non-payment of water charges by a household will be reflected in the central credit register; and if he will make a statement on the matter. [45429/17]

Pearse Doherty (Donegal, Sinn Fein)
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71. To ask the Minister for Finance the way in which the late payment of utility bills by a household will be reflected in the central credit register; and if he will make a statement on the matter. [45430/17]

Paschal Donohoe (Dublin Central, Fine Gael)
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I propose to take Questions Nos. 70 and 71 together.

The Central Credit Register is established by the Central Bank under the Credit Reporting Act 2013. Part (e) of the definition of credit as set out in Section 2(1) of the Act excludes from the definition of credit that which is provided ‘in connection with the provision of a utility or other service on a continuing basis’. Accordingly the Central Bank advises that information relating to utility bills or water charges will not be collected by the Central Credit Register.