Fergus O'Dowd (Louth, Fine Gael)
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205. To ask the Minister for Housing, Planning, Community and Local Government the reason for the refusal of a choice home loan application in respect of a person (details supplied). [14833/17]

Simon Coveney (Cork South Central, Fine Gael)
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I am not in a position to comment on the particular case referred to nor would it be appropriate for me to do so.

An application for a Home Choice Loan is submitted via an authorised mortgage broker to the Home Choice Loan central processing unit for assessment. The Housing Agency then, as the provider of a central underwriting service for local authority housing loan schemes, assesses the loan application. Where the Housing Agency declines a loan application the mortgage broker will be informed by the Home Choice Loan central processing unit as to the reason(s) why.