John Halligan (Waterford, Independent)
Link to this: Individually | In context | Oireachtas source

86. To ask the Minister for Justice and Equality her plans to legislate where one party to a joint mortgage is not engaging with the bank and making it impossible for the other party to renegotiate manageable terms with the provider, where one party is entitled to be treated as a single borrower from the other party under the 2013 code of protection on mortgage arrears to allow for a long-term restructure; if the restructuring of the mortgage contract without the consent of one party is currently not legislated for and if this needs to be addressed urgently, in particular in a certain case (details supplied); and if she will make a statement on the matter. [20428/16]

Frances Fitzgerald (Dublin Mid West, Fine Gael)
Link to this: Individually | In context | Oireachtas source

I am aware of the complex issue raised by the Deputy's question.

As the Deputy will be aware, matters related to mortgage lending fall within the policy responsibility of my colleague the Minister for Finance. I understand that the Minister for Finance has received an identical question from the Deputy on this issue, to which he will be responding today.