Michael McGrath (Cork South Central, Fianna Fail)
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184. To ask the Minister for Finance the number of residential mortgage holders in the Irish market classified as non-co-operating, under the Code of Conduct on Mortgage Arrears; and if he will make a statement on the matter. [29814/15]

Michael Noonan (Limerick City, Fine Gael)
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I am informed by the Central Bank that it does not publish statistics in relation to the number of non-cooperating borrowers under the Code of Conduct on Mortgage Arrears (CCMA).  My Department publishes monthly data on mortgage arrears and restructures but it does not include data on non-cooperating borrowers.  It is, therefore, not possible, to provide the Deputy with the requested breakdown of mortgage holders in the Irish market classified as non-cooperating. 

It is worth repeating, however, that it is imperative that borrowers in arrears engage with their lender through timely responses to communications and cooperation with the preparation of the standard financial statement to avoid the risk of being classified as non-cooperating.