Michael Healy-Rae (Kerry South, Independent)
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47. To ask the Minister for Social Protection in cases where a person falls into arrears with a mortgage and is suffering from real financial difficulties, if her Department will help and assist in paying a portion of the mortgage on the property if the person is in severe arrears; and if she will make a statement on the matter. [20946/15]

Kevin Humphreys (Dublin South East, Labour)
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The most appropriate way in which customers experiencing mortgage difficulties can be supported is through engagement with their lender under the Mortgage Arrears Resolution Process (MARP) which explores the various options available to provide sustainable solutions. Government has recently agreed a number of enhanced supports for mortgage holders who are in arrears.

It would not be appropriate for the Department to pay a portion of an individual’s mortgage in respect of their property and I would urge that any individual affected engages with their lender as early as possible.