Martin Heydon (Kildare South, Fine Gael)
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205. To ask the Minister for Transport, Tourism and Sport if he is aware that motor insurance companies are charging excessive rates (details supplied) for persons who have been out of the country for a number of years and are now returning home; and if he will make a statement on the matter. [18825/15]

Paschal Donohoe (Dublin Central, Fine Gael)
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The purchase and sale of motor insurance is a private commercial transaction between the insured and the insurer.  Motor insurance is provided by private companies in an open and competitive market and the setting of motor insurance prices is a matter for the industry. I have no role in the regulation of insurers.

The Declined Cases Committee of Insurance Ireland deal with cases of difficulty in obtaining motor insurance.  A person who is unable to obtain a quotation for motor insurance or who feels that the premium proposed or the terms are so excessive that it amounts to a refusal to give them motor insurance should contact Insurance Ireland, Insurance House, 39 Molesworth Street, Dublin 2, Tel. 01.6761820.