Written answers

Thursday, 7 May 2015

Department of Finance

Mortgage Resolution Processes

Photo of Michael LowryMichael Lowry (Tipperary North, Independent)
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51. To ask the Minister for Finance if he will provide, in tabular form, figures showing the exact numbers of persons who are currently experiencing the problem of mortgage arrears and family home repossession, by county. [17915/15]

Photo of Michael LowryMichael Lowry (Tipperary North, Independent)
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52. To ask the Minister for Finance if he will provide figures, in tabular form, by county, for those who have availed of Government led interventions designed to address the mortgage crisis, including the Central Bank of Ireland targets for the banks through the mortgage arrears resolution targets, the mortgage-to-rent scheme and the recasting of personal insolvency legislation, for the period January to December 2014. [17916/15]

Photo of Michael LowryMichael Lowry (Tipperary North, Independent)
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53. To ask the Minister for Finance if he will provide figures, in tabular form, by county, for those who have availed of Government led interventions designed to address the mortgage crisis, including the Central Bank of Ireland targets for the banks through the mortgage arrears resolution targets, the mortgage-to-rent scheme and the recasting of personal insolvency legislation, for the period January to May 2015. [17917/15]

Photo of Michael LowryMichael Lowry (Tipperary North, Independent)
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54. To ask the Minister for Finance if he will commit to a specific date to address the issue of the mortgage crisis; and if he will make a statement on the matter. [17918/15]

Photo of Michael NoonanMichael Noonan (Limerick City, Fine Gael)
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I propose to take Questions Nos. 51 to 54, inclusive, together.

With regard to the data requested by the Deputy, I am informed by the Central Bank of Ireland that the Residential Mortgage Arrears and Repossession Statistics are published quarterly.  These statistics are collected from a large number of reporting institutions and are designed to capture all mortgage loans secured on properties located in the Republic of Ireland. The data is provided on a national level only and no regional breakdown is available. It is not, therefore, possible to provide the requested county level mortgage arrears and family home repossessions breakdown. The latest Central Bank publication was for end-Q4 2014 and is available here:

.

In respect of the request regarding those who have availed of the recast personal insolvency legislation, this is an issue which comes under the responsibility of the Minister for Justice & Equality, Frances Fitzgerald, TD.  However,  I would refer the Deputy to the Insolvency Service of Ireland's most recent Statistical update for Quarter 1 2015 at

My own Department's monthly Mortgage Arrears and Restructures publication also collects data on a national level only.  The most recent publication, with data up to February 2015, shows that for the six main banks total PDH mortgage accounts in arrears stood at 84,717, a decline of over 3,000 accounts compared to the January figure.  The number of accounts in arrears of more than 90 days continued to fall and stood at 59,138 accounts and total mortgage accounts that were restructured stood at 106,402 accounts for the same period.  The Deputy may view the full publication at the following link - .

As the Deputy will be aware, responsibility for the administration of the Mortgage-to-rent(MTR) scheme comes under the responsibility of the Minister for the Environment, Community & Local Government and  that Department has provided me with county-level data on the status of all MTR cases processed to date. The data is attached.  

The Deputy will also be aware that responsibility for the administration of the Courts Service, which deals with repossession cases, rests with my colleague, Frances Fitzgerald TD, Minister for Justice & Equality. The Courts Service Quarter 1 2015 data for family home repossessions in the Circuit Court was released yesterday.  A table showing possession orders granted by county is also set out.

Local AuthorityTotalActiveBorrower Consent Required CompleteSale Not AgreedIneligibleTerminated
Carlow County Council5311041532
Cavan County Council73141101641
Clare County Council5413222827
Cork City Council4412042125
Cork County Council158299303285
Donegal County Council4901001632
Dublin City Council25767615322144
Dun Laoghaire/Rathdown19111268
Fingal County Council1934395215119
Galway City Council13320017
Galway County Council7392112139
Kerry County Council478312726
Kildare County Council18342157217100
Kilkenny County Council61123321328
Laois County Council81194121441
Leitrim County Council14101048
Limerick City and County C113214411964
Longford County Council306100815
Louth County Council1473821031579
Mayo County Council4210001031
Meath County Council25053177625142
Monaghan Town Council3580001119
North Tipperary County Co0000000
Offaly County Council94215201353
Roscommon County Council323100622
Sligo County Council181000413
South Dublin County Council1914466318114
South Tipperary County Council0000000
Tipperary County Council140284322182
Waterford County Council7700000
Local AuthorityTotalActiveBorrower Consent RequiredCompleteSale Not AgreedIneligibleTerminated
Westmeath County Council73135201340
Wexford County Council105143111472
Wicklow County Council8616331855
Total283559011493393981601

Circuit Court Possession Order Stats for Jan 2015- Mar 2015

Civil Bills Granted

CountyPrimary HomeBy to letOther  Unknown Total Orders Granted
Carlow2305
Cavan3339
Clare6309
Cork5731575
Donegal291232
Dublin631918100
Galway121114
Kerry112316
Kildare812020
Kilkenny74314
Laois354039
Leitrim3036
Limerick111315
Longford3519
Louth186226
Mayo117119
Meath1201527
Monaghan4116
Offaly173121
Roscommon164525
Sligo0101
Tipperary175022
Waterford130417
Westmeath65112
Wexford1032336
Wicklow91111
Total38397106586

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