Michael McGrath (Cork South Central, Fianna Fail)
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90. To ask the Minister for Finance when the mortgage arrears resolution targets for 2015 will be published; and if he will make a statement on the matter. [10879/15]

Michael Noonan (Limerick City, Fine Gael)
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The Central Bank has informed me that as part of its supervisory interaction with the banks, it will continue to engage on the banks' strategies, management, measurement and reporting of the resolution and restructuring of commercial and mortgage non-performing loans (NPLs). The Central Bank has also advised me that, working in conjunction with the ECB (as part of the Single Supervisory Mechanism), it expects that the vast majority of distressed mortgage borrowers will be in a concluded sustainable solution by the end of 2015, that the terms of restructures are being met in line with the existing MART requirements and all institutions continue to comply with the Central Bank's statutory Code of Conduct on Mortgage Arrears.

Brendan Griffin (Kerry South, Fine Gael)
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91. To ask the Minister for Finance if he will call in Allied Irish Banks to question the lack of meaningful engagement with two mortgage holders (details supplied) in County Kerry; and if he will make a statement on the matter. [10917/15]

Michael Noonan (Limerick City, Fine Gael)
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As the Deputy will be aware I have no direct function in the relationship between banks and their customers. Decisions taken by the bank are a matter for the board and management of the institution.  Notwithstanding the fact that the State is a shareholder in some of the institutions operating in the State, I must ensure that these banks are run on a commercial, cost effective and independent basis to ensure the value of the bank as an asset to the State.

I have also been informed that for confidentiality reasons AIB is not in a position to discuss details of individual circumstances. However the bank assures me that they always wish to engage with mortgage customers in difficulty in an effort to find a viable restructuring.