Written answers

Tuesday, 3 March 2015

Department of Transport, Tourism and Sport

Motor Insurance Coverage

Photo of Jim DalyJim Daly (Cork South West, Fine Gael)
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593. To ask the Minister for Transport, Tourism and Sport if his attention has been drawn to the fact that motor insurance companies are refusing to insure motor cars over 15 years old that have passed the national car test; and if he will make a statement on the matter. [9271/15]

Photo of Paschal DonohoePaschal Donohoe (Dublin Central, Fine Gael)
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Motor insurers are private concerns subject to the regulation of the Central Bank. I have no role in the regulation of motor insurers and no powers to ensure that they offer a quotation to their customers.

It is advisable for people seeking motor insurance to shop around as the costs can vary dramatically.  Some insurers and brokers specialise in certain vehicles, for example vintage vehicles, and can provide quotations on request.

If a person cannot obtain a quotation, there is a Declined Cases programme in place to deal with customers who cannot secure insurance from any source. The Declined Cases Agreement exists to facilitate motorists meeting their obligation to have third party liability motor insurance.  It is operated by Insurance Ireland, details of the Agreement are available from them at  Tel: 01 676 1914 or Email: .

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