Paul Murphy (Dublin South West, Socialist Party)
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194. To ask the Minister for Environment, Community and Local Government if annual statistics are still compiled by his Department, on the ranges of mortgage loan terms, and loan-to-value ranges, as was done until 2008; if so, the reason they are no longer published on his Department's website; and if not, the reason a decision was taken to stop collecting this information. [7443/15]

Alan Kelly (Tipperary North, Labour)
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My Department collates and publishes a wide range of housing statistics that inform the preparation and evaluation of housing policy. Due to the significantly reduced mortgage activity since 2009, concerns about the quality of the data and the availability of statistics referred to in the question from other sources, a decision was taken to cease my Department's publication of the statistics concerned.

The Credit Reporting Act 2013, under the remit of the Department of Finance, provides for the establishment of a Central Credit Register (CCR) to be operated by the Central Bank of Ireland. The Act aims to address weaknesses identified in the current credit reporting system in Ireland. The CCR will be a database of personal and credit information to be created by means of a national mandatory credit reporting system.  Credit is defined broadly and includes mortgages.The obligations to report are likely to be introduced on a phased basis.

The Banking and Payments Federation of Ireland (BPFI) produce a quarterly Mortgage Market Review which is also of relevance in this context and is available at - .