Pearse Doherty (Donegal South West, Sinn Fein)
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218. To ask the Minister for Finance if new regulations on mortgages such as a loan to value ceiling would affect affordable housing schemes such as those run by county councils. [3816/15]

Michael Noonan (Limerick City, Fine Gael)
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I am informed by the Central Bank that the proposed macro prudential regulations in relation to residential mortgage lending will not apply to local authority mortgages as they are not provided by  "regulated financial service providers" within the meaning of Section 2 of the Central Bank Act 1942.