Michael Healy-Rae (Kerry South, Independent)
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149. To ask the Minister for Finance his views on the Central Bank of Ireland proposal to restrict mortgage lending with the introduction of a 20% deposit requirement for borrowers; his further views that this proposal runs the risk of locking the present and future generations out of home ownership; and if he will make a statement on the matter. [1043/15]

Michael Noonan (Limerick City, Fine Gael)
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As the Deputy will be aware, the consultation period on the Central Bank's macro prudential proposals for residential mortgage lending concluded on 8 December last.  My Department outlined its views on the proposals as set out in the Central Bank consultation paper and this submission is now available on Department's website: