Michael McGrath (Cork South Central, Fianna Fail)
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78. To ask the Minister for Finance if the Central Bank of Ireland has indicated that there will be a delay to the introduction of the rules regarding mortgage lending which are due to come in to effect on 1 January 2015; and if he will make a statement on the matter. [46721/14]

Michael Noonan (Limerick City, Fine Gael)
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The introduction of macro prudential measures is an independent matter for the Central Bank. The consultation period on the Central Bank's macro prudential proposals for residential mortgage lending ends on 8 December next and the Central Bank has informed me that it hopes to be in a position to announce a finalised set of regulations soon after that date depending on the complexity of the responses received.