John McGuinness (Carlow-Kilkenny, Fianna Fail)
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226. To ask the Minister for Finance if the National Asset Management Agency, NAMA, decides a borrower is uncooperative is it possible for that borrower to review the files and conclusions of NAMA with a view to appealing NAMA’s decision; and if it is not possible the reason for same. [46368/14]

Michael Noonan (Limerick City, Fine Gael)
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I am advised that NAMA applies fair procedures in dealing with all debtors including rights of representation before any enforcement action is pursued. The debtor is made fully aware of the reasons any business decision is taken by NAMA in pursuing its objective of maximising debt recovery on behalf of the taxpayer.