Clare Daly (Dublin North, United Left)
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1731. To ask the Minister for Transport, Tourism and Sport the legality of the Irish car insurance industry's refusal to recognise no claims years established in other jurisdictions. [34650/14]

Paschal Donohoe (Dublin Central, Fine Gael)
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The Irish Financial Services Regulatory Authority (IFSRA), under the aegis of the Minister for Finance, regulates and supervises insurance undertakings.

Motor insurance is provided as a private contract between the supplier and the customer.  Any terms and conditions of motor insurance policies, including the application of no claims bonuses, are a contractual matter between the person insured and the insurer and are not matters in which I would have any direct involvement or responsibility.

My Department's role with regard to motor insurance is confined to the enactment of policy relating to the relevant Road Traffic Acts.