Written answers

Tuesday, 8 July 2014

Department of Environment, Community and Local Government

Local Authority Housing Mortgages

Photo of Kevin HumphreysKevin Humphreys (Dublin South East, Labour)
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522. To ask the Minister for Environment, Community and Local Government the application procedure for a local authority mortgage; if each local authority currently advertise this service to citizens; the number of local authority mortgages that were issued in each year since 2007 and the total value per year; if she will break down the number for 2012 and 2013 by local authority; and if he will make a statement on the matter. [29450/14]

Photo of Jan O'SullivanJan O'Sullivan (Limerick City, Labour)
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There are two types of house purchase loan available from local authorities: standard annuity loans targeted at lower income first time buyers and loans under the Home Choice Loan scheme which are available to qualifying middle income first time buyers. All applicants must complete a housing loan application form which can be downloaded from the relevant local authority 's website.

The terms and conditions governing the operation, including eligibility terms, of annuity mortgages and the Home Choice Loan are set out under various Regulations such as the Housing (Local Authority Loans) Regulations 2009, the Housing (Home Choice Loan) Regulations 2009, and most recently in the Housing (Local Authority Loans) Regulations 2012. These are also available on my Department's website: .

My Department publishes a wide range of housing statistics, including the number and value of local authority mortgages approved by quarter and year and the total number and value of local authority mortgages with a breakdown of those in arrears. The statistics are available on my Department's website at:

by clicking “Mortgage Data/Arrears in Local Authorities” and “Loan Approvals 1970 to date” under the Housing Loans contents.

A breakdown of local authority mortgage approvals for 2012 and 2013 is set out in the following tables.

Local Authority Loan approvals – 2012

--New Houses-Second-hand Houses
-No. Value € No. Value €
County Councils ----
Carlow 1 145,000 1 32,750
Cavan 0 0 1 71,136
Clare 0 0 1 34,000
Cork 1 105,000 5 800,900
Donegal 0 0 0 0
DL/Rathdown 0 0 1 165,000
Fingal 0 0 15 1,374,532
Galway 0 0 0 0
Kerry 0 0 2 20,000
Kildare 0 0 3 244,300
Kilkenny 2 250,000 11 1,200,600
Laois 2 186,330 12 1,146,942
Leitrim 4 236,230 0 0
Limerick 1 90,000 3 299,400
Longford 0 0 1 123,258
Louth 0 0 2 227,725
Mayo 8 1,005,500 6 498,000
Meath 0 0 2 282,907
Monaghan 0 0 2 190,000
North Tipperary 0 0 0 0
Offaly 0 0 0 0
Roscommon 0 0 0 0
Sligo 0 0 10 987,350
South Dublin 0 0 2 342,200
South Tipperary 0 0 1 36,270
Waterford 15 1,386,294 0 0
Westmeath 3 202,100 1 101,200
Wexford 4 395,650 8 677,792
Wicklow 2 145,000 1 68,045
City Councils
Cork 1 143,400 1 58,000
Dublin 0 0 11 1,372,400
Galway 0 0 0 0
Limerick 0 0 3 163,485
Waterford 4 583,062 11 1,266,142
Borough Councils
Clonmel 1 150,000 1 140,650
Drogheda 0 0 7 336,049
Kilkenny 0 0 0 0
Sligo 0 0 0 0
Wexford 0 0 0 0
Town Councils ----
Athlone 0 0 0 0
Bray 0 0 0 0
Dundalk 0 0 0 0
TOTAL 49 5,023,566 125 12,261,034

Local Authority Loan approvals – 2013

--New Houses-Second-hand Houses
-No. Value € No. Value €
County Councils -- - -
Carlow 3 330,000 6 450,000
Cavan 0 0 1 50,000
Clare 0 0 1 23,318
Cork 0 0 6 776,650
Donegal 0 0 1 15,169
DL/Rathdown 0 0 1 130,000
Fingal 1 70,500 19 2,252,150
Galway 0 0 0 0
Kerry 1 135,800 4 275,499
Kildare 4 520,000 5 529,363
Kilkenny 2 255,000 13 1,428,300
Laois 8 505,800 9 592,678
Leitrim 1 45,000 1 55,000
Limerick 0 0 3 282,000
Longford 3 150,880 2 78,350
Louth 19 1,176,345 2 242,700
Mayo 11 1,143,523 15 1,632,340
Meath 0 0 11 1,190,673
Monaghan 0 0 5 390,450
North Tipperary 0 0 0 0
Offaly 0 0 1 72,750
Roscommon 0 0 0 0
Sligo 3 255,000 1 106,700
South Dublin 0 0 5 416,130
South Tipperary 0 0 0 0
Waterford 1 115,500 1 86,400
Westmeath 1 90,000 3 262,250
Wexford 0 0 9 934,700
Wicklow 2 245,000 0 0
City Councils
Cork 0 0 0 0
Dublin 0 0 13 1,375,400
Galway 0 0 0 0
Limerick 0 0 0 0
Waterford 1 120,000 4 460,000
Borough Councils -- - -
Clonmel 1 155,520 2 174,600
Drogheda 0 0 0 0
Kilkenny 0 0 0 0
Sligo 0 0 2 143,350
Wexford 0 0 0 0
Town Councils
Athlone 0 0 0 0
Bray 0 0 0 0
Dundalk 2 153,755 2 145,500
TOTAL 64 5,467,623 148 14,572,420

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