Jim Daly (Cork South West, Fine Gael)
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137. To ask the Minister for Finance the number of mortgage holders of each financial institution operating here whose repayment schedule and interest rate was either aligned to at the time or due to be converted to an ECB tracker rate at a point in the future who have since converted to a variable rate, waived entitlement to a tracker rate for the period of 2008 to date; and if he will make a statement on the matter. [28250/14]

Michael Noonan (Limerick City, Fine Gael)
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At the outset, I must confirm to the Deputy that the lending institutions in Ireland - including those in which the State has a significant shareholding - are independent commercial entities and, as such, it is a commercial decision for each lender to decide what interest rates to charge customers. The Central Bank has advised me that they do not publish the information requested by the Deputy.