Bernard Durkan (Kildare North, Fine Gael)
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486. To ask the Minister for Environment, Community and Local Government if and when local authority based annuity non-shared ownership loans might be introduced with a view to meeting the housing needs of those currently in private rented accommodation and awaiting rehousing by the various local authorities; and if he will make a statement on the matter. [26149/14]

Jan O'Sullivan (Limerick City, Labour)
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There are two types of house purchase loan available from local authorities: standard annuity loans targeted at lower income first time buyers and loans under the Home Choice Loan scheme which are available to qualifying middle income first time buyers.

The terms and conditions governing the operation, including eligibility terms, of annuity mortgages and the Home Choice Loan are set out under various Regulations such as the Housing (Local Authority Loans) Regulations 2009, the Housing (Home Choice Loan) Regulations 2009, and most recently, in the Housing (Local Authority Loans) Regulations 2012. These are available on my Department’s website: .