Written answers
Wednesday, 11 June 2014
Department of Finance
Mortgage Arrears Rate
Michael McGrath (Cork South Central, Fianna Fail)
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37. To ask the Minister for Finance if the Central Bank of Ireland has any data on the split of the mortgage arrears between mortgage customers on a tracker interest rate and standard variable rate; and if he will make a statement on the matter. [24839/14]
Michael McGrath (Cork South Central, Fianna Fail)
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40. To ask the Minister for Finance if he will provide a split of the 762,454 PDH residential loan accounts as set out in the quarter 1 2014 Central Bank of Ireland mortgage arrears statistics between accounts on a variable rate, tracker rate and a fixed rate. [24862/14]
Michael Noonan (Limerick City, Fine Gael)
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I propose to take Questions Nos. 37 and 40 together.
In relation to the split of mortgage arrears between tracker interest rate and standard variable interest rate, I am advised by the Central Bank of Ireland that it does not publish this data.
In relation to the Deputy's question on the split of residential loan accounts for Quarter 1, I am informed that the Central Bank's data release on Private Household Credit and Deposits provides a breakdown based on to total value of credit extended. The latest release is available on the Central Bank website. . It gives a breakdown of the outstanding amounts, the transactions and the growth rates in relation to the various types of interest rate referred to by the Deputy.
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