Wednesday, 11 June 2014
Department of Finance
Mortgage Arrears Rate
37. To ask the Minister for Finance if the Central Bank of Ireland has any data on the split of the mortgage arrears between mortgage customers on a tracker interest rate and standard variable rate; and if he will make a statement on the matter. [24839/14]
40. To ask the Minister for Finance if he will provide a split of the 762,454 PDH residential loan accounts as set out in the quarter 1 2014 Central Bank of Ireland mortgage arrears statistics between accounts on a variable rate, tracker rate and a fixed rate. [24862/14]
I propose to take Questions Nos. 37 and 40 together.
In relation to the split of mortgage arrears between tracker interest rate and standard variable interest rate, I am advised by the Central Bank of Ireland that it does not publish this data.
In relation to the Deputy's question on the split of residential loan accounts for Quarter 1, I am informed that the Central Bank's data release on Private Household Credit and Deposits provides a breakdown based on to total value of credit extended. The latest release is available on the Central Bank website. . It gives a breakdown of the outstanding amounts, the transactions and the growth rates in relation to the various types of interest rate referred to by the Deputy.