Finian McGrath (Dublin North Central, Independent)
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166. To ask the Minister for Finance the options available to persons on low income to purchase a home (details supplied). [20254/14]

Michael Noonan (Limerick City, Fine Gael)
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As the Deputy can appreciate, it is not the Minister's role to comment on individual cases.  It is a commercial decision for a credit institution to determine the suitability of a borrower. Mortgage lending decisions must be undertaken on a sustainable and prudential basis by financial institutions and conform fully to the regulatory requirements, both in relation to the financial institution itself, and also with regard to the safeguarding of the borrower's interests. My colleague, the Minister for Environment, Community & Local Government, may be able to provide information in relation to any mortgage schemes that are provided by the Local Authority in which the individuals reside.