Paudie Coffey (Waterford, Fine Gael)
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112. To ask the Minister for Environment, Community and Local Government if he will review the policy whereby applicants for loans from local authorities have to be in continuous employment for two years, thus excluding persons who have been in consistent employment on different contracts over that same period of time; and if he will make a statement on the matter. [19752/14]

Jan O'Sullivan (Limerick City, Labour)
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There are two types of house purchase loan available from local authorities: standard annuity loans targeted at lower income first time buyers and those under the Home Choice Loan scheme which are available to qualifying middle income first time buyers affected by the "credit crunch".

The terms and conditions governing the operation, including eligibility terms, of annuity mortgages and the Home Choice Loan are set out under various Regulations such as the Housing (Local Authority Loans) Regulations 2009, the Housing (Home Choice Loan) Regulations 2009, and most recently in the Housing (Local Authority Loans) Regulations 2012. These are available on my Department’s website: .

Applicants for housing loans from local authorities must be in continuous employment for two years. There is no requirement for this continuous employment to be with a single employer.