Eoghan Murphy (Dublin South East, Fine Gael)
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119. To ask the Minister for Finance the additional measures he is considering to assist and prioritise first-time home buyers over investors when purchasing property. [19655/14]

Michael Noonan (Limerick City, Fine Gael)
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As the Deputy will appreciate, mortgage lending decisions must be undertaken on a sustainable and prudential basis by financial institutions and must conform fully with the regulatory requirements, both in relation to the financial institution itself, and in particular to the safeguarding of the borrower's interests. This includes ensuring that the affordability of the mortgage is assessed. I am not considering any specific initiatives which would favour first time buyers over other borrowers.  However as with all of these issues, these matters remain under review in the context of changing market dynamics and availability of Exchequer resources.