Michael Healy-Rae (Kerry South, Independent)
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1139. To ask the Minister for Health his views on the difficulties families are encountering in paying their VHI bills; and if he will make a statement on the matter. [13794/14]

James Reilly (Dublin North, Fine Gael)
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While pricing decisions in relation to private health insurance products are a matter for individual insurers, I have consistently urged the VHI and all the private health insurers to do everything possible to keep down the cost of private health insurance. I am determined to address costs in this sector in the interest of consumers and I have made it clear to insurers that I believe significant savings can still be made, the effect of which can be to minimise the need for increases in premiums.

As part of the Consultative Forum on Health Insurance, I appointed Mr. Pat McLoughlin as Independent Chair to work with insurance companies and the Department to identify effective cost management strategies to help ensure the long-term sustainability of the private health insurance market. Mr. McLoughlin's first report was published on 26 December 2013 and the second phase report is expected to be finalised in the coming weeks.

Many consumers can make large savings on their health insurance premiums by shopping around for the health insurance plan that best suits their needs. For those who have been insured on the same plan for a number of years, it is important to review the level of cover to ensure that their needs are being met, without being over-insured. Consumers have a legal right to switch between or within insurers to get better value and to reduce their premium costs. The Health Insurance Authority (HIA) provides information to consumers regarding their rights and also on health insurance plans and benefits. The HIA's web-site www.hia.ie has a useful plan comparison tool which assists in finding suitable and competitive health insurance plans. The HIA may also be contacted by 'phone at LoCall 1850 929 166.

Finally, the Deputy may wish to note that the Government remains committed to keeping down the cost of health insurance, so that it is affordable for as many people as possible, as part of measures to ensure the sustainability of the private health insurance market in the transition to Universal Health Insurance.