Michael McGrath (Cork South Central, Fianna Fail)
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174. To ask the Minister for Finance if he will provide in tabular form the total provisions taken by AIB, EBS, Bank of Ireland, Irish Bank Resolution Corporation and Permanent TSB in respect of residential and buy to let mortgages in each year from 2010 to 2013. [6789/14]

Michael McGrath (Cork South Central, Fianna Fail)
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175. To ask the Minister for Finance if he will provide in tabular form the total write-off of mortgages taken by AIB, EBS, Bank of Ireland, Irish Bank Resolution Corporation and Permanent TSB in respect of residential and buy to let mortgages in each year from 2010 to 2013. [6790/14]

Michael Noonan (Limerick City, Fine Gael)
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I propose to take Questions Nos. 174 and 175 together.

I can confirm for the Deputy that I have received the following responses from the banks in relation to Parliamentary Questions 6789/14 and 6790/14 relating to mortgage provisons and mortgage write-offs taken by the banks over the period 2010 to 2013:

Allied Irish Banks (including EBS):

All of AIB's disclosures in relation to its mortgage portfolios for 2013 will be available during March 2014 following the publication of AIB's 2013 Annual Results. Disclosures in relation to AIB's mortgage portfolios for 2010,2011,2012 and half year 2013 are contained in its Annual and Half-Yearly Financial Reports for those years. All reports are available on AIB's website .

Bank of Ireland: 

Bank of Ireland's financial statements give comprehensive disclosures on its Residential Mortgage portfolios.  In relation to impairment charges on its residential mortgage books during the period from 2010 through to 2013, please see the following disclosures:

In relation to amounts written off on its residential mortgage books during the period from 2010 through to 2013, please see the following disclosures: 

Permanent TSB: 

Permanent TSB provides extensive disclosure on its residential mortgage portfolio in its annual and interim accounts which are available on Permanent TSB's website . The following tables set out the key breakdowns sought. As Permanent TSB is in a closed period at  present it is not appropriate to disclose financial information for the full year of 2013. This information will be included in the Group's Annual Report and Financial Statements which will be published in March 2014.

Total Provision Charge for ROI Residential Mortgages:

Mortgage Total Write Offs:

Permanent TSB advises that write-downs are agreed with customers only at the end of a process where other options are not sustainable and customers have engaged fully with the bank. 

IBRC in SL:

I have been advised by the Special Liquidators that the information requested is commercially sensitive and that it would not be appropriate for the Special Liquidators to release information outside of that already published in IBRC s accounts. The Special Liquidators will not be publishing any confidential commercially sensitive financial information which could potentially have a detrimental impact on asset recovery in the impending sales process.