Michael McGrath (Cork South Central, Fianna Fail)
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164. To ask the Minister for Finance if the Central Bank data on mortgage arrears can be subdivided into accounts who have historic arrears and those which are continuing to accumulate arrears; and if he will make a statement on the matter. [53129/13]

Michael McGrath (Cork South Central, Fianna Fail)
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165. To ask the Minister for Finance if the Central Bank data on mortgage arrears which indicates that 79% of restructured mortgages are meeting the terms of the restructure; if this data can be broken down by type of restructure; and if he will make a statement on the matter. [53130/13]

Michael Noonan (Limerick City, Fine Gael)
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I propose to take Questions Nos. 164 and 165 together.

The Deputy will be aware that the Central Bank recently published mortgage arrears and restructure statistics for the quarter ending September 2013 ( ). While this data shows, inter alia, the mortgage accounts that have accumulated arrears and also the amount of those arrears, the Central Bank has informed me that it does not publish data on how the arrears accumulated. However the Deputy will note from the Central Bank’s recent publication that of the 80,555 PDH mortgage accounts categorised as restructured, almost 80 per cent were deemed to be meeting the terms of their arrangement and so were not accumulating new arrears. In the BTL category, 78 per cent of the 21,607 restructured accounts were meeting the terms of their restructure arrangement.

Regarding restructure type and the portion of which individual type are meeting the terms of the restructure arrangement, the Central Bank has advised that while it does publish a breakdown of the total restructures, it does not publish a further breakdown in the format requested by the Deputy.