Mary Lou McDonald (Dublin Central, Sinn Fein)
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121. To ask the Minister for Finance if he will provide an overview of the submissions made to the Central Bank’s review on the Code of Conduct on Mortgage Arrears; and if he will state the number of submissions that proposed the following, namely a removal of the 12 month moratorium on repossessions, a removal or loosening of the three contacts rule with owners in mortgage difficulty, the facilitation of a movement off tracker mortgages in some cases, the need for a greater role for Money Advice and Budgeting Service in the resolution process, in their submissions. [31866/13]

Michael Noonan (Limerick City, Fine Gael)
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The Central Bank has now concluded a review of the Code of Conduct on Mortgage Arrears (CCMA), following a public consultation process, with in excess of 230 submissions received. The revised CCMA was published on 27 June 2013 and came into effect on 1 July 2013. The submissions made to the public consultation, as well as a feedback document which outlines the Central Bank's response to the main issues raised in the consultation, have both been published on the Central Bank's website www.centralbank.ie.