Finian McGrath (Dublin North Central, Independent)
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To ask the Minister for Finance the position regarding arrears in respect of a person (details supplied) in Dublin 9. [16273/13]

Michael Noonan (Limerick City, Fine Gael)
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The Bank has informed me that due to data protection rules, AIB is not in a position to discuss details of individual customer circumstances. However, AIB has confirmed that, through its subsidiary EBS, it has been engaging with the particular customer referenced in this Parliamentary Question. The bank’s policy in relation to the charging of interest is that surcharge interest is not currently charged on our mortgage loans and borrowers are charged interest on the total outstanding debt owing to the Bank.