Brendan Griffin (Kerry South, Fine Gael)
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Question 53: To ask the Minister for Finance his views on credit rating for mortgage holders who switch to interest only repayments; and if he will make a statement on the matter. [27592/12]

Michael Noonan (Limerick City, Fine Gael)
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As Minister for Finance, I have no responsibility for the credit rating awarded to mortgage holders and it would not be appropriate for me to comment on an individual's rating. Factors other than the repayment of interest only on a mortgage may affect an individual's credit rating.