Michael McGrath (Cork South Central, Fianna Fail)
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Question 82: To ask the Minister for Finance the position regarding the roll-out of the deferred interest scheme as recommended by the Expert Group on Mortgage Arrears and Personal Debt. [19380/11]

Michael Noonan (Limerick City, Fine Gael)
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The Central Bank has advised me that the following lenders have notified the Bank of their decision/intention to implement the recommendation of a Deferred Interest Scheme (DIS) or a variation of it, as set out in the final report of the Expert Group on Mortgage Arrears and Personal Debt with the following effective dates:

It is important to note that the DIS is a voluntary scheme, and as such all lenders do not have to sign up to it.