Éamon Ó Cuív (Galway West, Fianna Fail)
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Question 95: To ask the Minister for Finance the arrangements being put in place to ensure that a person (details supplied) in County Galway will be able to get flood insurance for their house in the event that the Department of Social Protection decides that they are not eligible for re-location; and if he will make a statement on the matter. [16340/11]

Michael Noonan (Limerick City, Fine Gael)
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The question of providing cover to new policyholders or renewing it for existing ones is a matter for each insurance company to decide on a case by case basis. This allows a company to assess properly the risk it is considering accepting. Consequently, I am not in a position to comment on particular cases as neither the Central Bank nor I, as Minister for Finance, have any influence over such matters. However, it should be noted that the industry has informed my Department that it is reluctant to discontinue flood cover for existing policyholders, and would generally only do where there have been repeated claims. The best option open to a person who is unable to get cover or to renew it is to contact the Irish Insurance Federation which operates a free Information Service in order to discuss the matter. Their service can be contacted at (01) 6761914 or by email at iis@iif.ie.