Written answers

Wednesday, 7 July 2010

Department of Social and Family Affairs

Social Welfare Code

12:00 pm

Photo of Róisín ShortallRóisín Shortall (Dublin North West, Labour)
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Question 283: To ask the Minister for Social Protection if mortgage interest supplement is payable up to the maximum amount for the particular family composition in the circumstances where a persons mortgage exceeds the maximum amount; or if in these circumstances mortgage interest supplement is not payable. [30371/10]

Photo of Éamon Ó CuívÉamon Ó Cuív (Galway West, Fianna Fail)
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Mortgage interest supplement provides short-term support to eligible people who are unable to meet their mortgage interest repayments in respect of a house which is their sole place of residence. The supplement assists with the interest portion of the mortgage repayments only. In order to qualify for mortgage interest supplement, a person must satisfy a number of statutory qualifying conditions one of which is that the amount of the mortgage interest payable does not exceed such amount as the Health Service Executive considers reasonable to meet his or her residential and other needs. However, in exceptional circumstances, the Health Service Executive may award a supplement where the amount of mortgage interest payable by a person exceeds such amount as the Health Service Executive considers reasonable to meet his or her residential and other needs. Such a supplement is payable for a maximum of 12 months from the date of the claim.

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