Written answers

Wednesday, 19 May 2010

Department of Finance

Bank Deposit Ratios

8:00 pm

Photo of James ReillyJames Reilly (Dublin North, Fine Gael)
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Question 86: To ask the Minister for Finance the deposit ratio of each of the Irish banks on September 2004, May 2008, and on the most recently available data; and if he will make a statement on the matter. [20803/10]

Photo of Brian Lenihan JnrBrian Lenihan Jnr (Dublin West, Fianna Fail)
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I assume that the Deputy's reference to Irish banks comprises the retail clearing banks and the non-clearing domestic banks.

The Retail Clearing banks are AIB, Bank of Ireland, National Irish Bank and Ulster Bank and some of their subsidiaries.

The Non-Clearing domestic banks include; ACC Bank plc, Anglo Irish Bank, EBS Building Society, Irish Life & Permanent plc, Irish Nationwide Building Society, KBC Bank Ireland plc and Postbank.

The Central Bank produces statistics, shown on tables C4 and C5 of the monthly report, which shows loans to and deposits taken from customers, excluding Government and credit institutions. These figures are set out as follows:

Retail Clearing Banks

September 2004 (€m)May 2008(€m)March 2010(€m)
Deposits from other residents73,449127,578131,878
Loans to other residents98,305228,157242,636
Ratio134%179%184%

Non-Clearing Domestic Banks

September 2004 (€m)May 2008(€m)March 2010(€m)
Deposits from other residents63,09099,31072,914
Loans to other residents108,937253,852205,714
Ratio173%256%282%

I do not have detailed information per institution.

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