James Bannon (Longford-Westmeath, Fine Gael)
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Question 83: To ask the Minister for Finance his views on whether the credit bureau system where information on credit performance is pooled among participating financial institutions should be put on a proper regulatory footing in order that the terms of access for other users and service providers would be operated in a fair and equitable way. [17121/10]

Brian Lenihan Jnr (Dublin West, Fianna Fail)
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It is important that there are facilities available which record and give access to credit history information and help credit institutions to be well informed when making decisions on the provision of credit. My Department is currently looking at the credit reporting system in Ireland so as to inform me of any issues that need to be addressed and of what measures are required to be taken. The Department of Finance recognises that consultation with the relevant stakeholders will be required in order to complete a comprehensive analysis of how to achieve effective credit reporting in Ireland.