Written answers

Thursday, 3 December 2009

Department of Social and Family Affairs

Pension Provisions

5:00 am

Photo of Michael McGrathMichael McGrath (Cork South Central, Fianna Fail)
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Question 184: To ask the Minister for Social and Family Affairs the reason, in order to qualify for the contributory State pension, a person must have started to pay social insurance before the age of 56 years even if they are in a position to meet the contributions requirements between the age of 56 years and retirement age. [45097/09]

Photo of Mary HanafinMary Hanafin (Dún Laoghaire, Fianna Fail)
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In order to qualify for a state pension (contributory), there are a number of minimum qualifying conditions that must be met. A person must have a minimum of 260 paid social insurance contributions, a yearly average of at least 10 contributions paid or credited since entry into social insurance, and must have entered social insurance at least 10 years before state pension age. From 6 April 2012, a minimum of 520 paid contributions will be required.

These conditions have been designed to ensure that those qualifying for payment have an adequate and sustained history of contributions to the social insurance fund over their working lives.

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