Terence Flanagan (Dublin North East, Fine Gael)
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Question 401: To ask the Minister for the Environment, Heritage and Local Government if he will support the case of a person (details supplied) in Dublin 13; and if he will make a statement on the matter. [41771/09]

Michael Finneran (Roscommon-South Leitrim, Fianna Fail)
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Where an applicant for affordable housing is unable to obtain adequate mortgage finance from one of a number of private lending institutions which provide mortgage finance for affordable dwellings, they may apply to the relevant local authority for a house purchase loan. In assessing applications for a house purchase loan, local authorities must consider, inter alia, the ability of applicants to make the necessary mortgage payments and satisfy themselves that the borrower's income is sufficient to meet the financial commitments involved. As a guide, outgoings should not exceed 35% of a household's net income.