Aengus Ó Snodaigh (Dublin South Central, Sinn Fein)
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Question 149: To ask the Minister for Finance the action he will take regarding non-licensed money lenders in advance of Christmas 2009. [37609/09]

Brian Lenihan Jnr (Dublin West, Fianna Fail)
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Non-licensed money lending activity is a matter for the Garda Síochána and any occurrence of such should, therefore, be brought to the immediate attention of a member of the Garda Síochána.

The underpinning legal provisions with regard to the prohibition on engaging in the business of moneylending without licence are set out in Section 98 of the Consumer Credit Act 1995. Related offences and consequent penalties are set out in Sections 12 and 13 of the Act.