Written answers

Thursday, 25 June 2009

Department of Social and Family Affairs

Money Advice and Budgeting Service

7:00 pm

Photo of Leo VaradkarLeo Varadkar (Dublin West, Fine Gael)
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Question 17: To ask the Minister for Social and Family Affairs if she will request the Money Advice and Budgeting Service to collect and publish details on the waiting times to access MABS money advisers; and if she will make a statement on the matter. [23268/09]

Photo of Lucinda CreightonLucinda Creighton (Dublin South East, Fine Gael)
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Question 19: To ask the Minister for Social and Family Affairs if she will provide the Money Advice and Budgeting Service with increased resources to deal with the increase in persons seeking advice and support from the service; and if she will make a statement on the matter. [23271/09]

Photo of Ciarán LynchCiarán Lynch (Cork South Central, Labour)
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Question 55: To ask the Minister for Social and Family Affairs the steps she is taking to ensure that the waiting time for the Money Advice and Budgeting Service is significantly reduced. [23285/09]

Photo of Mary HanafinMary Hanafin (Dún Laoghaire, Fianna Fail)
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I propose to take Questions Nos. 17, 19 and 55 together.

The Money Advice and Budgeting Service (MABS) provides assistance to people who are over-indebted and need help and advice in coping with debt problems. There are 53 independent MABS companies with voluntary boards of management operating the local services throughout the country. In addition, the MABS National Telephone Helpline is available from 9am to 8 pm, Monday to Friday, at lo-call number 1890 283 438 and budgeting and money management information can be accessed 24 hours a day at www.mabs.ie . The MABS advises that people coping with debt difficulties should make an approach to the MABS, via any of these channels. This can be the first positive step in addressing debt difficulties.

In 2009, almost €18 million has been provided to fund the MABS. Additional investment in recent years has strengthened the capacity of the MABS to deal with increased demand for service.

There are now 252 money advice staff employed throughout the country and the Telephone Helpline has been strengthened to provide an immediate response to clients seeking information and advice. Applications for extra resources from individual MABS companies are subject to funding being made available and are kept under review.

All MABS companies operate an appointments system for meeting clients. Clients with urgent difficulties are prioritised for attention and dealt with promptly. Cases that are less urgent are referred to the Telephone Helpline and to the website for immediate assistance with budgeting and money management issues. The Telephone Helpline can now handle less complex straight forward single debt cases such as threatened utility disconnections and deals directly with the ESB and An Bord Gais in relation to these cases. Over 90% of callers to the Helpline find that their money management and budgeting issues can be resolved with the assistance of the helpline advisor. In addition, the Telephone Helpline assists local services to manage their appointment lists by providing an initial MABS service to clients and ongoing support while they await their appointment with their local money advisor.

Information is not collected centrally on the waiting times for appointments at different MABS offices throughout the country. Local services monitor their waiting times for appointments and, where required, seek guidance and assistance in managing their caseload from MABS NDL, the national support company.

MABS NDL has introduced a number of community education and other management support initiatives to assist the local services with their increased caseloads. These include an education programme for people facing redundancy to inform them about managing on a reduced income and how to avoid getting into debt. MABS NDL is continuing to develop the MABSIS to improve the statistical information available in relation to the national and local services and trends in the debt among MABS Clients.

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