Written answers
Tuesday, 16 December 2008
Department of Health and Children
Private Health Insurance
9:00 pm
Finian McGrath (Dublin North Central, Independent)
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Question 205: To ask the Minister for Health and Children if she will support a matter (details supplied). [46018/08]
Mary Harney (Dublin Mid West, Progressive Democrats)
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With regard to Community Rating: although the Supreme Court found the particular Risk Equalisation Scheme to be ultra vires, it did not strike down the principle of applying risk equalisation or any of the other important elements of the regulatory framework that supports private health insurance in Ireland. A primary objective of Government policy in health insurance is that it should be affordable for the broadest possible cross section of the community including older people and those who suffer ill-health. This policy objective has been implemented through a substantial body of primary and secondary legislation providing for open enrolment, community rating and lifetime cover.
With regard to VHI price increases: successive Voluntary Health Insurance Board Acts have given the company the freedom to design its products and set its prices. As Minister, I have no role in these matters.
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