Bernard Durkan (Kildare North, Fine Gael)
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Question 184: To ask the Minister for Transport the extent to which motor insurance costs here compare with those within the European Union and within the Eurozone; and if he will make a statement on the matter. [25775/07]

Noel Dempsey (Meath West, Fianna Fail)
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Motor insurance costs throughout the European Union are not comparable. In Ireland it is the driver who is insured whereas on the continent, it is the vehicle which is insured. Other differences include size of motor insurance markets, competition, level of litigation and legal costs. Social welfare and health support systems also have a bearing on motor insurance costs. The cost of motor insurance in Ireland has reduced by over 38% between April 2003 and September 2007.