Paul Kehoe (Wexford, Fine Gael)
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Question 201: To ask the Minister for Transport if a person can claim from an insurance company if they have an accident travelling without a qualified or person with full driving licence and the accident involved no other person; and if he will make a statement on the matter. [2673/07]

Martin Cullen (Waterford, Fianna Fail)
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Third party compulsory motor insurance covers the liability to an injured third party, arising from the negligent use of a motor vehicle in a public place. Where there is no other party involved in an accident, the driver is not a third party and cannot claim compensation from the motor insurance policy.

Where a driver has optional comprehensive insurance cover any claims for compensation for damage incurred to his or her own vehicle would be subject to the conditions attached to such cover.