Olivia Mitchell (Dublin South, Fine Gael)
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Question 360: To ask the Minister for Health and Children if his attention has been drawn to the practice by VHI of charging a higher subscription for travel insurance for over 65s; and if this practice contravenes the principle of community rating. [9651/04]

Micheál Martin (Cork South Central, Fianna Fail)
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The travel insurance product to which the Deputy refers is operated by VHI on an agency basis for an underwriting partner. As the travel insurance product is not a health insurance contract it is not subject to community rating. The underwriting conditions are primarily a matter for the underwriting insurer. It would not have been feasible to apply community rating to a travel insurance product in circumstances where experience rating is the norm.