Paul Coghlan (Fine Gael)

It is a serious point, given the time of the year. I, too, wish the Cathaoirleach well on his trip and look forward to hearing about his contribution when he returns.

On a much more serious matter, I refer to the arrangements that existed between the lead man in Anglo Irish Bank and the bank in regard to loans and the arrangements with Irish Nationwide Building Society to conceal directors' loans. May we have an assurance from the Leader that no such arrangements existed for directors in other Irish financial institutions?

On the question of recapitalisation and restructuring, we have heard nothing about restructuring despite the promise in that regard at the outset of these difficulties. Will the Leader inform the House of the detailed arrangements that have been made, if they have been made? Recapitalisation is not in place and I presume the €3.5 billion to be given to the two banks cannot be put in place until this is signed off. I refer to the money earmarked for working capital, credit lines for small businesses and small industries, mortgages for first-time buyers of houses and the arrangements in regard to repossessions. I very much support the call of the bishops in regard to repossessions. I know there is a moratorium of one year, but at this tricky and difficult time, putting people out of their houses——