There has been much discussion of development charges. Most of us are aware that development charges for building sites and estates have always existed. Of concern now is the rate at which these charges will increase, due to the manipulation of section 48 of the Local Government (Planning and Development) Act. In the case of a charge of perhaps €1,200 or €1,300, it was reasonable to expect someone to pay such a fee because of the costs of infrastructure such as footpaths, sewerage and water and so on. The Act is now being used to implement a type of development tax. If the figure suddenly jumps from about €1,000 to more than €5,000, which is the type of rise likely in my constituency, that is a major increase. It may prove a crucial sum in terms of getting a mortgage.